Key responsibilities & duties –
For the first year
Investigate loan applications and review supporting documents to assess borrower eligibility.
Analyze borrower data and trends to determine creditworthiness and loan repayment capacity.
Monitor and report on the progress of loan applications to your reporting manager.
Ensure clarity around pay dates and pay frequency for borrowers.
Demonstrate a strong understanding of risk associated with borrowers' financial behavior.
Collaborate effectively with team members and contribute to a positive team environment.
Adhere to company policies and procedures regarding borrower engagement, ensuring no direct contact with targets and borrowers through calls.
Utilize domain knowledge of online consumer credit analysis to make informed decisions.
Academic or trade qualifications : BSc Maths, B.Com, BBA, MBA, BTech
Work experience and skills :
Previous experience in loan application analysis or a related field is preferred.
Strong analytical skills and the ability to interpret borrower data effectively.
Excellent attention to detail and the ability to identify patterns and trends.
Proficiency in using relevant software and tools for loan application analysis.
Strong written and verbal communication skills.
Demonstrated ability to work effectively in a team environment.
Rational thinking and adaptability to changing circumstances.
Familiarity with online consumer credit analysis and associated risk factors.
High level of integrity and commitment to maintaining confidentiality.